Fix and Flip Loans
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Up to 90% of Purchase & 100% of Rehab (Based on Experience)
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LTC (Loan to Cost) Up to 93.5%
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Minimum Loan $100k
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 Single Family Residential – Multi Family (2–4 Units) - Condo (1–4 Units) - Townhome (1–4 Units)
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Interest Only – 12-Month Initial Term, 3-month Minimum (Extensions Available)
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No Pre-Payment Penalty
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Streamlined Process
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Non-Owner Occupied
Bridge Loans
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Similar to Fix and Flip, No Rehab Budget Included
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No Pre-Payment Penalty
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Up to 75% Cashout or Financing
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3 Month Minimum, 12 Month Term Interest Only
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Streamlined Process
DSCR LOANS 30 Year Fixed Rate
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Single Family Residential – Multi Family (5-9 Units) - Condo (1–4 Units) - Townhome (1–4 Units)
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Short Term Rentals Ok
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Minimum Loan $50K – Minimum Purchase Price $75K
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Minimum DSCR 1.00
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Purchase and Rate and Term to 80% - Cash out to 75% LTV
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No DSCR option to 65% LTV
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Cash Out Can Be Used as Reserves for the Loan
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Streamlined Process – Minimal Documentation
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Options for First Time Investors
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3 Year and 5 Year Pre-Payment Penalty Options
Blanket Loans
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Ability to Wrap 5+ Properties Together Into 1 Loan and 1 Payment
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No Maximum Property Limit
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Discounted Loan Costs
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Streamlined Process
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30 Year Fixed Rate Term
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Prepayment Penalty Options
Commercial Mixed Use 5-9 Units, 10+ Unit Apartments
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Purchase LTV and Refinancing Options
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Seller 2nd Allowed on Purchase to 90% LTV With approved DSCR
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Actual Occupancy and Market Rent Allowed
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Streamlined Process
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30 Year Fixed Rate Term
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Prepayment Penalty Options